What Is the Canada Greener Homes Loan Program?

The Canada Greener Homes Loan is a government-backed initiative designed to help Canadian homeowners make their homes more energy-efficient. This program provides interest-free loans (0% Interest) of up to $40,000 for home retrofits, supporting upgrades that improve energy efficiency and reduce carbon footprints. The loan is repayable over 10 years, making it easier for homeowners to invest in long-term energy savings without financial strain.

Who Is Eligible for the Canada Greener Homes Loan?

To qualify for this program, homeowners must meet specific eligibility criteria:

✅ Pre-Retrofit EnerGuide Evaluation: A certified energy advisor (CEA) must conduct an EnerGuide home energy audit before any upgrades begin. This assessment identifies energy inefficiencies and provides personalized retrofit recommendations.

Contact EnerSolution to start and book for your Home Energy Audit.

✅ Eligible Retrofits Only: The planned renovations must align with the recommendations provided in the EnerGuide evaluation report.

✅ No Pre-Started Retrofits: Homeowners cannot apply for the loan if the retrofits have already begun before the assessment.

What Home Upgrades Are Covered?

The Canada Greener Homes Loan supports a variety of energy-efficient retrofits, including:

🔹 Home Insulation: Upgrading attic insulation, wall, and basement insulation to reduce heat loss.

🔹 Windows and Doors: Installing ENERGY STAR®-certified windows and doors for better thermal performance.

🔹 Air Sealing: Improving airtightness to minimize drafts and enhance indoor comfort.

🔹 Mechanical and Renewable Energy Systems: Installing solar panels, battery storage, and other renewable energy solutions.

🔹 Energy-Efficient Heating Systems: Upgrading to heat pumps, high-efficiency furnaces*, or boilers* for lower heating costs.

🔹 Energy-Efficient Heat Pump Water Heaters: Switching to high-efficiency Heat Pump water heating systems.

🔹 Resiliency Measures: Extreme weather events related to climate change can cause damage to your home. Adding a climate resiliency measure to a retrofit in progress can help protect your home from events such as fire, flooding, wind, and loss of power. Your home and its location can help you identify your specific vulnerabilities to the effects of climate change like:

• Roofing Membrane: Full-coverage self-adhering roofing underlayment

• Basement Wall Waterproofing: Protection against moisture infiltration

• Crawl Space Moisture Proofing: Sealing floor, walls, and headers

Why Apply? The Key Benefits of the Canada Greener Homes Loan

Canada Greener Homes Loan program is part of the broader Canada Greener Homes Initiative, which was also included grants for home energy assessments and upgrades. Key benefits include:

🌱 Financial Support: Access up to $40,000 in interest-free financing for eligible retrofits.

🌱 Lower Energy Bills: Improve home efficiency and reduce heating and cooling costs.

🌱 Increased Home Value: Energy-efficient upgrades make homes more attractive to buyers.

🌱 Environmental Impact: Reduce greenhouse gas emissions and contribute to a cleaner future.

🌱 Job Creation: The program supports local contractors, energy advisors, and construction workers, boosting the economy.

🌱 Stackable Incentives: Homeowners may combine the loan with available rebates and grants, maximizing savings.

How to Apply for the Canada Greener Homes Loan

To start the process:

1️⃣ Schedule a Pre-Retrofit EnerGuide Assessment – Contact us to arrange with one of our NRCan-certified Energy Advisor to conduct an audit of your home.

2️⃣ Review the Recommended Upgrades – Your EnerGuide report will outline the best retrofit options for your home.

3️⃣ Apply for the Loan – Submit your application through the Canada Greener Homes Initiative portal, ensuring your retrofits align with the program’s criteria.

4️⃣ Complete the Retrofits – Hire qualified professionals to complete the upgrades.

5️⃣ Schedule a Post-Retrofit Assessment – A final evaluation verifies the improvements and provides an updated EnerGuide rating.

Take Advantage of the Canada Greener Homes Loan Today!

Investing in energy-efficient home improvements has long-term financial and environmental benefits. With zero-interest financing, the Canada Greener Homes Loan makes it easier than ever for homeowners to upgrade their homes, reduce energy costs, and support a sustainable future.

🔎 Need help getting started? Contact EnerSolution Inc. today to book your EnerGuide evaluation and explore your energy-efficient retrofit options!