Canada GREENER Loan Grant

EnerSolution Inc. is a Natural Resource Canada's Certified Service Organization

Helping you save energy and make your home more comfortable

The Canada Greener Homes Loan helps Canadians make their homes more energy-efficient and comfortable. It offers interest-free financing to support major home energy retrofits recommended by your NRCan-registered energy advisor.

The maximum eligible loan amount is determined based on the selected retrofits listed in your application and the accompanying contractor quotes. The final loan amount is subject to industry standards and market norms. If your quoted costs exceed the eligible amount, you will be responsible for covering the difference. Only one loan is available per eligible property and homeowner.

This loan can only be used to finance eligible energy-efficient products and installation costs that are part of a retrofit both recommended in your home energy audit and approved for grant funding.

To help you begin the work, a portion of the loan can be provided upfront. This is helpful, as most contractors require a down payment before starting the project. The balance of the loan will be issued after the retrofit work is completed and verified through a post-retrofit energy evaluation

Maximum $40,000 - Minimum $5000

Loan type: Unsecured personal loan on approved credit

0% Interest - Interest FREE loan

Repayment Term; UP to 10 years

Application closure: You can no longer apply for the Loan. October 1, 2025 was the last day to apply.

Eligibility Criteria

To be eligible for the Canada Greener Homes Loan, you must first meet the requirements of the Canada Greener Homes Grant and have already completed your pre-retrofit energy audit.

Take the first important step by booking your home energy audit with EnerSolution. Our certified team is here to guide you through each stage of the process and ensure a smooth, hassle-free experience.

Don’t miss this opportunity to make your home more energy-efficient, comfortable, and cost-effective.

To get started, simply fill out the Energy Audit Form on our website to request your energy audit appointment. One of our team members will be in touch shortly to help you begin your path toward a greener, more sustainable home.

Eligibility?

All homeowners across Canada are eligible to participate in the Canada Greener Homes Initiative, but only one applicant per household can register. This interest-free loan is designed to support energy-saving upgrades such as insulation, heat pumps, windows, and solar panels. The approved loan amount will depend on the type and scope of your selected upgrades, assessed through your home energy audit. If your renovation costs exceed the eligible amount, you’ll need to cover the difference. A portion of the loan may be advanced upfront to help cover initial project costs. The remaining balance is released once your upgrades are completed and verified through a post-retrofit assessment.

Canada-Greener-Homeowner-roadmap
Canada-Greener-Homeowner-roadmap

Canada Greener Home Loan: The Homeowner journey

  • Step 1. Apply – Select EnerSolution Inc. as your Certified Service Organization

    To begin your journey toward home energy efficiency and take full advantage of Canada energy rebates, your first step is to connect with EnerSolution Inc., a NRCan-certified service organization. Call us at 1 (800) 203-4395 or fill out the form on our website to book your energy audit with one of our experienced, NRCan-registered energy advisors. Our team will guide you through every step of the process—ensuring a smooth, transparent, and professional experience. Trust EnerSolution to help you unlock available incentives and make your home more energy-efficient, sustainable, and comfortable. Book Your Energy Audit Today

  • Step 2A. Pre-retrofit EnerGuide evaluation – Prioritize your renovations.
    One of our certified energy advisors will conduct an in-home EnerGuide evaluation to assess your property’s current energy efficiency and identify recommended retrofits. You’ll receive a customized Renovation Upgrade Report to help you plan improvements that maximize your rebate eligibility.

  • Step 2B. Interest-free loan – Apply for the Canada Greener Homes Loan.
    After your pre-retrofit evaluation, you may apply for the Canada Greener Homes Loan, an interest-free financing program that supports eligible upgrades like insulation, windows & doors, heat pumps & Water Heater Heat pump, Air Sealing and renewable energy like solar panels and ground Source Heat Pump.

  • Step 3. Retrofit your home – Consult the Renovation Upgrade Report.
    Complete the recommended renovations using qualified contractors. These upgrades should align with the items listed in your energy advisor’s report to ensure grant eligibility.

  • Step 4. Post-retrofit EnerGuide evaluation
    Once your upgrades are complete, schedule your post-retrofit evaluation with EnerSolution. Your energy advisor will verify the completed work and submit the updated energy performance data.

  • Step 5. Request and receive your grant – Upload your documents, and confirm your grant.
    Log in to the Canada Greener Homes Grant portal, or contact your CMHC loan officer and upload all required documentation (receipts, evaluation reports), and confirm your grant application for processing.

  • Step 6. Complete your retrofit journey – Enjoy the benefits and savings of a greener home.
    You’ve improved your home’s energy performance—now enjoy reduced utility bills, improved comfort, and increased property value, all while contributing to a greener future.